Senior Credit Risk Analyst

The mission:

The Senior Credit Risk Analyst at Baubap is tasked with developing and implementing a comprehensive credit risk management framework that identifies, assesses, and monitors Baubap's portfolio behavior to achieve business goals regarding growth and loss rate. This role will identify and mitigate external risk factors, make adjustments based on data to modify our loan policies, and design strategies with different teams in the company to improve the health of our loan portfolio.

The expected outcome:

• Ensure that the loss rate of the portfolio remains healthy, becomes highly predictable and is aligned with Buabap's growth strategy
• Establish standard procedures that follow the best industry practices
• Cross-functional Collaboration: Work closely with various departments, including Acquisition, Data Modeling, Finance and Product, to ensure a cohesive and integrated approach to risk management.
• Continuou...