Senior Credit Risk Data Scientist

The mission:

The Senior Credit Risk Data Scientist at Baubap is responsible for designing, implementing, and improving predictive models that directly impact our credit decisions and portfolio performance. This role will play a critical part in generating accurate forecasts, building data-driven methodologies, and continuously iterating based on real-world learning—always grounded in a deep understanding of the business context.

The expected outcome:

• Develop, deploy, and maintain machine learning models that improve the accuracy of forecasts across key business levers such as approval rate, disbursement rate, loss rate, and average loan amount.
• Deliver short-, mid-, and long-term forecasts for key portfolio and business indicators to guide strategic decision-making.
• Continuously improve models and data pipelines based on new insights, feedback loops, and shifts in portfolio dynamics.
• Build methodologies that r...