Senior Mortgage Underwriter

Senior underwriter

Underwriting

Exp -4+ years

Night Shift(US) 6pm to 3am

Remote

Upto max 14 Lpa

Immediate joiners only.

Qualification & Experience  Degree or Equivalent  Minimum 3 years of experience in conventional/govt end to end underwriting.  Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)

Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.  Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.  Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios  Review Initial application - Verify loan, property, borrowers’ information with other available documents - Verify borrower's monthly income...