Sr. Credit Analyst

Purpose Statement

• Credit evaluation and analysis

• AR management

• Finance and Accounting process

Dimensions

• Analyse and evaluate financial position of customers/vendors on a daily basis.

• Ensure OTIF collection + follow up outstanding AR on a weekly basis.

• External audits & Tax compliance + finance report on a monthly basis

Key Accountabilities:

Credit analysis and evaluation

• Able to read and understand financial statements of business partners.

• Calculate key financial KPIs such as profitability ratios, liquidity ratios and effectiveness ratios.

• Propose appropriate credit limits for customers with strong business justification.

• Ensure the up-to-date credit limit in the systems that can support the business.

AR management

• Regularly update AR status and collection in progress to management.

• Target to reduce AR days to improve working capital status.

• Working closely with insurance company to mitigate credit risks.

• Target no bad debts and follow up any legal actions on AR collection.

• Customers master data maintenance

Finance and accounting process

Internal reports and external audit support.

• Assist Finance manager on external audit process.

• Update actual financial reports such as P&L, Cashflow, AR, AP management.

• Monitor top 10 vendors in terms of revenue and CM2.

• Monitor top 20 customers and working with relevant stakeholders to build on and follow incentives schemes.

• Quarterly brief Balance sheet and P&L reports

Tax supports

• Monthly VAT and WHT declaration

• Monthly VAT and WHT payment settlements

• Monthly PIT payment settlements

• Annually Business license Tax

• Monthly Tax payment summary report

• Quarterly CIT

Cash management

• Daily cash report to Treasury team

• 18 months rolling Funding plan.

• Maximize fixed deposit by using idle cash regularly.

People

• Building relationship with:  Finance department, internal Stakeholder, Business’s partner, external suppliers.

• Review work processes and system to improve efficiency and Accountability.

• Ensure that own roles assigned operate under an effectiveness of control environment.

• Self-development

Context

• This position is required to ensure document aligned with company procedure and policy; payment is exact (amount, supplier)

• VAS, local tax regulations and other relevant regulations such as social insurance, statistics, administration affairs

Knowledge, Skills and Experience:

• Diploma in accounting

• ACCA and Big4 background are preferred.

• Good knowledge at Financial Accounting,

• SAP system is preferred.

• Maintain supportive relationship with other Finance Department and other functional Departments.

• Always behave in constructive and professional manner when dealing with internal and external business contact

• Intermediate level knowledge of modern accounting and accountancy practice and techniques, including some actual prior accounting and finance experiences (more than 2 years) either in an Accounting/Audit/Consultancy companies.

Key Skills:

• Ability to communicate effectively (under guidance) with a cross-functional audience.

• Capacity to adapt behavior to cope with changing environment/processes.

• Ability to propose solutions, and reasonable communication and influencing skills.

• A person who works well with guidance but is also self-motivated.

• Spoken and written English must be of a high standard.

Key Success Factors:

• Align with the company policy as well as local tax regulations.

• AR monthly reconciliation

• Clear on monthly basis with no pending / old ageing items

• Timely and accurate posting and report submission

Working Relationship

Internal:

Line manager, peers, stakeholder

External:

Internal Auditors, External Auditors, supplier and local authorities

Additional Comments

• Effective working relationship with Line Manager, peers and cross-functional departments team across the organization

• Ability to work in the field with little supervision.

• Self-motivated to conduct tasks assigned and reviews on-time/in full.

• High level of understanding of processes and controls to identify opportunities for improvements.

• Ability to negotiate and manage discussions with senior managers in order to effectively conduct task reviews.

What’s In It For You?

• Elective Benefits: Our programs are tailored to your country to best accommodate your lifestyle.
• Grow Your Career: Accelerate your path to success (and keep up with the future) with formal programs on leadership and professional development, and many more on-demand courses.
• Elevate Your Personal Well-Being: Boost your financial, physical, and mental well-being through seminars, events, and our global Life Empowerment Assistance Program.
• Diversity, Equity & Inclusion: It’s not just a phrase to us; valuing every voice is how we succeed. Join us in celebrating our global diversity through inclusive education, meaningful peer-to-peer conversations, and equitable growth and development opportunities.
• Make the Most of our Global Organization: Network with other new co-workers within your first 30 days through our onboarding program.
• Connect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives.