Sr. Credit Analyst

Job Description
In the position of Senior Credit Analyst, you will assess and manage credit risk through in-depth financial and strategic analysis, supporting sound and sustainable credit decisions. You will be responsible for evaluating the dealership's data, carrying out comprehensive risk assessments - including financial, legal and market perspectives - and preparing detailed credit applications. Within the authority delegated to you, you will make credit decisions and advise, prepare and participate in the local risk committee, where appropriate, for applications and contracts. You will also be responsible for monitoring the credit quality of the assigned portfolio, ensuring timely identification of risk trends and opportunities for corrective action. An important part of your role will be to promote a strong risk culture by aligning stakeholders with credit policies, providing guidance and training and ensuring compliance with global and local risk management frameworks