Team Lead

Job Title: Team Leader – US Mortgage Underwriting (hiring for Captive Client)

Location: Pune (Work from Office)

Salary Budget: Up to ₹13,00,000 per annum

Experience: 6–9 years (Minimum 2–3 years as TL)

Job Summary

We are looking for an experienced Team Leader – US Mortgage Underwriting to manage and mentor a team of underwriters while ensuring high-quality loan decisions in compliance with US mortgage guidelines. The role requires strong leadership, deep underwriting expertise, and a client-focused approach.

Key Responsibilities

• Lead, manage, and mentor a team of US Mortgage Underwriters

• Allocate files and ensure timely completion as per SLAs

• Perform complex underwriting decisions for Conventional, FHA, VA, and USDA loans

• Ensure compliance with FNMA, FHLMC, FHA, VA, and investor guidelines

• Conduct quality checks, audits, and coaching sessions to improve accuracy

• Handle escalations, resolve underwriting issues, and communicate with clients

• Monitor productivity, TAT, and quality metrics for the team

• Prepare MIS reports and present performance updates to management

• Support process improvements and automation initiatives

• Assist in training new joiners and upskilling existing team members

Required Skills & Qualifications

• Strong knowledge of US Mortgage End-to-End Underwriting

• Hands-on experience with Income, Asset, Credit, and Collateral Analysis

• Expertise in DU / LP findings interpretation

• Knowledge of ATR/QM rules and compliance standards

• Experience handling pre-close, post-close, and conditions clearance

• Excellent leadership, communication, and decision-making skills

• Exposure to client interaction and audit handling is mandatory

Educational Qualification

• Graduate in any discipline (Finance/Commerce preferred)

• Relevant US Mortgage certifications are an added advantage

Why Join our Client

• Competitive salary up to ₹13 LPA

• Leadership role with growth opportunities

• Stable US mortgage process with long-term engagement

• Professional work environment in Pune