US Mortgage Live Underwriter

We’re Hiring | US Mortgage Live Underwriter

Job Title: US Mortgage Live Underwriter

Location: | Bengaluru | Work From Home

Experience: Minimum 3+ years of US mortgage underwriting (with at least 1 year in live underwriting)

Salary: Up to ₹13LPA

Key Responsibilities

Review and analyze mortgage loan applications for eligibility, accuracy, and compliance.

Evaluate creditworthiness, income, collateral, and loan-to-value ratios.

Make independent decisions on loan acceptance and associated risk.

Provide final approval on mortgage loans.

Collaborate with internal teams to resolve escalations.

Manage loan files and processing using Encompass and other LOS platforms.

Requirements

Bachelor’s degree or equivalent.

Minimum 3+ years of experience in US mortgage underwriting, with at least 1 year of live underwriting.

Strong knowledge of the 4 Cs of underwriting – Credit,...