US Mortgage Operations Specialist

(Underwriting / Processing / Closing / Post-Closing)

Dehradun, Uttarakhand (Onsite only)

This is a full-time, in-office role. Remote or hybrid work is not available.

2+ years of hands-on US residential mortgage experience (role-dependent)

We are hiring experienced US Mortgage professionals to support the complete loan lifecycle. Candidates must have direct experience in Underwriting, Processing, Closing, or Post-Closing and a strong working knowledge of US mortgage guidelines, documentation, and compliance standards.

(Based on assigned role)

Underwriting

• Analyze loan files for credit, income, assets, and collateral
• Apply agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA)
• Issue conditions and underwriting decisions

Processing

• Collect and review borrower documentation
• Order and track third-party services (appraisal, title, VOE, VOI)
• Clear conditions and prepare files for underwriting

Closing

• Prepare and review Closing Disclosures (CD)
• Coordinate with title companies and internal teams
• Ensure TRID and investor compliance prior to funding

Post-Closing

• Review closed loan packages for accuracy and completeness
• Clear post-closing conditions
• Prepare files for investor delivery

• Minimum 3 years of US Mortgage Operations experience
• Strong understanding of US mortgage guidelines and documentation
• Experience with LOS systems (Calyx Path preferred)
• High attention to detail and ability to manage deadlines
• Strong communication and organizational skills

• Experience with Conventional, FHA, VA, and USDA loans
• Exposure to investor delivery or quality control
• Experience working in high-volume environments

• Competitive compensation
• Stable, long-term opportunity
• Growth within US mortgage operations
• Professional onsite work environment in Dehradun

Please share your resume along with:

• Total US mortgage experience
• Area of expertise (Underwriting / Processing / Closing / Post-Closing)
• LOS systems used